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Ab 30 Packungsjahren oder mehr gilt die Rauchhistorie als schwerwiegend

How to get a better health classification if you'll be applying for life insurance in the next few years If you know you'll be shopping for life insurance in the next few years, there are a few things you can do that may lead to a better health classification and lower rates: Apply early: The average cost of life insurance increases by an average of 4.5 to 9% a year every year you put off applying, so youll save more the younger you are when you apply

This in turn can cause blood clots, heart attack, and even stroke

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